What is Centa AI

Centa AI at a glance

Who Centa is built for

• YATT (individual entrepreneurs) — turnover tax, the 1 bn UZS threshold, monthly deadlines.
• MChJ (LLCs) and other legal entities — VAT, profit tax, employees, reports.
• Accountants and outsourcing firms that keep the books for several companies.

Centa is not built for inventory or manufacturing accounting, foreign-currency books or group consolidation — those need other systems.

What Centa automates

Bank transactions. Centa imports statements from any bank (Excel/CSV) or receives transactions through a bank API, assigns a category to each transaction and creates a journal entry on Uzbekistan’s NAS chart of accounts.

Documents. Centa reads PDF invoices, acts, VAT invoices and receipts: number, date, parties with their STIR, amounts and VAT. Scans without a text layer go through OCR; a field that is not in the document stays empty.

Reconciliation. Centa matches bank transactions with invoices and supporting documents, including partial payments. Transactions that cannot be matched confidently are sent to the Attention queue for review.

Taxes and reports. From the books Centa estimates VAT, profit or turnover tax, personal income tax and social tax, keeps a tax calendar and produces the P&L, balance sheet, cash flow and trial balance.

How this works step by step is described in Centa’s accounting methodology.

Core capabilities and their status

• Statement and accounting-file importLive

  Excel/CSV bank statements, document registers and trial balances are read and posted automatically.

• Document readingLive

  PDF invoices, acts, VAT invoices and receipts: number, date, parties with STIR, amounts and VAT are taken from the document text — no invented fields.

• Document–payment matchingLive

  Each payment is linked to its document; part payments and installments are tracked against what is still owed.

• Exception EngineLive

  Centa asks a person only where a decision is needed: missing document, amount mismatch, duplicate, unclear category.

• Double-entry books and reportsLive

  Entries on Uzbekistan’s NAS chart of accounts; P&L, balance sheet, cash flow, trial balance, general ledger.

• Tax estimatesLive

  Preliminary estimates of VAT, profit or turnover tax, personal income tax and social tax from the books. Not a filing.

• Tax calendarLive

  Deadlines from Tax Code rules checked against the LexUZ text; weekend shifting; in-app reminders.

• Centa IntelligenceLive

  Questions about your finances in Russian, Uzbek and English; answers are computed from your data, tax rules quoted from LexUZ.

• Cash register (kassa)Live

  Cash kept apart from the bank: income, expenses, bank deposits, end-of-day closing and discrepancies.

• Corporate-card receiptsLive

  The receipt’s fiscal QR code is read and the receipt linked to its payment; fiscal details are checked.

• Employees and payrollBeta

  PINFL, employment events, payroll runs with 12% personal income tax and social tax, posted to the books.

• Contracts between companiesBeta

  One shared contract for both companies in Centa, linked to invoices and payments. Signing is test-only (sandbox) for now.

• Financial health and client profitabilityBeta

  A 0–100 score from fixed rules and margin by client — costs are attributed only with a stated reason.

• Telegram Mini AppLive

  The same books in Telegram: receipt scanning, alerts, quick decisions. The web platform works without Telegram.

• Three languagesLive

  Interface and answers in Russian, Uzbek (Latin) and English.

Centa Intelligence

Centa Intelligence answers questions about a company’s finances in Russian, Uzbek and English. The amounts in its answers are computed by code from the company’s books, not generated by a language model. Questions about tax rules are answered with a reference to the Tax Code article on LexUZ.

• “How much did we earn in October?”
• “Who has owed us money for more than 30 days?”
• “Which taxes are due by the 20th?”
• “Why did expenses go up?”

Centa Intelligence does not file returns or give legal advice. More: Centa Intelligence.

Tax and Uzbekistan-specific functionality

• Rules come from the Tax Code on LexUZ (Russian and Uzbek editions); the page shows the edition date.
• VAT 12%, turnover tax (4% / 1%), profit tax, 12% personal income tax and social tax — as preliminary estimates.
• Tax calendar: deadlines from Tax Code articles, shifted off weekends.
• IT Park benefits apply only with a confirmed residency status, start date and approved activity.
• A company is connected by its STIR from the public registry.

How Centa separates the legal rule from interpretation and calculation is described in the tax methodology.

Integrations

• Bank statements (Excel/CSV)Live

  An export from any bank — uploaded and posted.

• Bank APIsBeta

  A connector on one API contract; each bank is connected separately. Verified on the Centa test bank.

• DidoxBeta

  VAT invoices, acts and contracts from Didox with your API access. Verified against a test server.

• 1CBeta

  Exchange through 1C’s standard OData interface or export files. Verified against a test server.

• E-IMZOComing soon

  Server-side signature verification is prepared; signing with a real key is not available yet — test mode only.

• Mehnat.uzNot available

  No official API access; employees are entered manually.

• Soliq (manual mode)Live

  A receipt data package for registration and status marking. No automatic submission — there is no API for it.

Subscription payments and platform services

• Payme (subscription payments)Ready for credentials

  The Merchant API protocol is built and tested on our side and is awaiting Payme’s production credentials. Paying for a subscription through Payme is not possible yet.

• Click and UzumNot available

  No merchant agreement or API access yet.

• iHamkor (company registry)Ready for credentials

  The connector is built and awaiting credentials. Today a company is found by its STIR in the public orginfo.uz registry.

• DiBankNot available

  No API documentation or test access; no connector is built on guesses.

• Email and SMS notificationsReady for credentials

  Built and awaiting the providers’ keys. Reminders currently arrive inside the app only.

Integrations use your own organization’s API access. None of them is presented as an official partnership. More: integrations.

Pricing

The YATT plan is 500,000 UZS per month and the MChJ plan 1,200,000 UZS per month. The demo company opens without sign-up. More: pricing.

Supported languages

The interface, Centa Intelligence answers and this website are available in Russian, Uzbek (Latin script) and English. Counterparty names and document numbers are never translated.

Security and data handling

Each company’s data is isolated; access keys for banks, Didox and 1C are encrypted; documents sit in private storage and open through a link valid for 10 minutes; every accounting decision is written to an audit trail. Centa does not currently hold security certifications (ISO 27001, SOC 2). More: security.

Current product status

The web platform and the Telegram Mini App run at app.centa.uz. “Live” means a feature works for any company; “Beta” means it works but has only been verified against test systems or was released recently.

What Centa does not do yet

• It does not file tax returns or send data to Soliq automatically.
• It does not sign documents with a real E-IMZO key.
• It does not send payments through real banks.
• It does not keep foreign-currency books: the books are in UZS.
• It does not do inventory or manufacturing accounting.
• It does not replace an accountant or give legal advice.

How Centa differs from generic accounting software

• Transactions and documents are processed automatically; a person sees only the exceptions.
• Every amount, entry and tax figure is computed by deterministic code, not a language model.
• Tax rules are quoted from LexUZ with the edition date.
• When data is missing, Centa asks instead of guessing.
• The status of every feature and integration is published.

Is Centa meant to replace accountants?

No. Centa takes over repetitive work: posting statements, matching documents, estimating taxes, watching deadlines. Accounting policy, filings and decisions on disputed transactions stay with the accountant or the owner. For a comparison of approaches see AI vs traditional accounting.

About Centa

Centa AI is a product for businesses in Uzbekistan. Who builds it, the principles behind it and how to reach us are on the about page.

Official links

• Website: centa.uz
• App: app.centa.uz
• Telegram bot: @centaai_bot
• Demo company: centa.uz/demo